T. Ravi Kumar (b.1957) has had a brilliant academic career, including a University First and Gold Medal in BA (1976). His other academic qualifications include CAIIB and CFA (Chartered Financial Analyst).

Ravi Kumar has rich, multi-faceted experience in banking, spanning more than twenty-five years. During this period, he also successfully completed several professional training courses from Banker's Training College of RBI, Mumbai; RBI Staff College, Chennai; National Institute of Bank Management, Pune, and in investment research from UTI Institute of Capital Market. He rose to be Deputy Chief Officer of Funds and Investments Department at Andhra Bank Corporate Office. He is currently working with Oriental Bank of Commerce looking after process design and re-engineering.

He has also spent three years in academics, including as Dean, Academic Wing of the Institute of Chartered Financial Analysts of India (ICFAI), where he guided students who undertook research projects in areas related to Banking and Finance. He has edited a book titled, Indian Banking in Transition: Issues and Challenges (Vision Books, 2000).