The true profitability of any investment is reckoned by the returns you get from it after paying taxes. The lower the taxes, the higher your returns. This personal investing ready-reckoner by two of India's leading tax experts guides you on the pros and cons and tax benefits of all popular investment options to help you select the most profitable investment portfolio for you and your family.

Highlights:

• All investment options are arranged in a unique A-to-Z format for instant reference;

• Key investment and taxation guidelines are provided for each option to help you select those that meet your investment goals;

• How to work out tax-smart investment plans for your family based on the age and income of different family members, including senior citizens, women and children;

• Income and wealth tax-free investments;

• Check-list of investments that after income tax deduction benefits;

• Guidelines for investing in the name of your spouse, minor and major children without clubbing of wealth and income

• Investment guidelines for achieving zero-tax status.

Ram Niwas Lakhotia is a well-known authority on taxation in the country. He is a regular writer and editor of several books on Income-tax, Vegetarianism and also Humour. His various books have seen over 500 editions so far. He regularly writes for leading newspapers. He had a brilliant academic career. He stood First Class First in both the Degree and Post-Graduate Examinations in Commerce. He joined the Indian Revenue Service and stood First in the whole of India in the I.T.O’s Examination.

As the founder Chairman of Rajasthani Academy, New Delhi he is active in social service and cultural activities. Every year he awards “Lakhotia Puraskar” of Rs. 1 lakh, declared by the Central Government as a National Award for the best writer in Rajasthani language. He is past District Governor of Lions Clubs International. As the President of Vegetarian Congress of Delhi he is spreading Vegetarianism for Health and Happiness. He is Trustee of several Charitable Trusts. He has addressed over 5,000 seminars & lecture meetings in India and abroad and conducted a very popular show “Tax Doctor” of Zee Business.